Long Term Care Insurance — Act Now!
One of the most tragic aspects of the coronavirus pandemic is that as of June 3, 42% of all COVID-19 deaths in the U.S. have come from nursing homes or assisted-living facilities. The statistics...
View ArticleMoney News Update 6/24/20
IRS says RMDs Can Be Returned If you took a Required Minimum Distribution at any time during 2020 – or even regular distributions on a monthly basis, you may return them to your IRA without penalty if...
View ArticleNew “Best Interests” Regulation
A new rule promulgated by the Securities and Exchange Commission known as Regulation Best Interest (Reg BI) goes into effect June 30. It promises to give investors a clearer picture of the fees and...
View ArticleTaxes Due July 15th
The countdown is on. Like seeing Santa in summer, the July 15th tax deadline is shocking – but real, and soon! You didn’t prepare while locked down inside your house this spring, so now the scramble...
View ArticleStudent Loan Rates Drop — but what’s the REAL Cost?
College plans remain suspended for many thousands who are wondering just what the next academic year will look like. Schools are in the process of deciding if and how they can reopen campuses safely....
View ArticleMaking Sense of Stocks
The stock market has proved in recent days that it can exceed its all-time highs, depending on which indexes and stocks you are watching. Given market volatility, as you read this it could be lower, or...
View ArticleDidn’t Get Stimulus Payment? Do this!
The Link below leads you to IRS form 3911. It says for Tax Refunds, but it is also to track missing stimulus payments (EIP). Please follow the instructions below if you are sure you qualified for a...
View ArticleIDES and Identity Theft?
Did you receive an unexpected debit card loaded with unemployment benefits from IDES? You’re not alone! Suddenly, cards are being sent to retired people, working people, and many who never applied for...
View ArticleWhy Gold
All that glitters is gold these days. Gold has broken through to new all-time highs, nearly $2,000 an ounce. Why gold now? It’s very simple. The Fed is creating (“printing”) an enormous amount of...
View ArticleIdentity Theft Update: IDES, SBA Loans, Bank Accounts in play
The Identity Theft crisis that first impacted IDES — the Illinois Unemployment system — is now becoming more widespread! It is imperative that you lock down your credit report now — at all three...
View ArticleStock Slices– Starting Small
You can buy pizza by the slice, so why not stocks? It’s a concept that is catching on in the investment world — as a new generation turns its expertise in electronic games into an effort to make money...
View ArticleMortgage Moment
For most Americans, the family home is your largest asset, competing with your IRA or 40l(k) as the base for your financial security And unlike an investment account, your home provides shelter as well...
View ArticleMarkets, the Economy, and Your Decisions
In mid-March, with the markets falling sharply and the Dow Jones Industrial Average hitting a low of 18,213, most investors would have been amazed to think they would recoup their losses and “break...
View ArticleEmployers Pay Student Loans
Help with repayment of student loans is one of the most enticing benefits a company can offer to today’s young workers. And now there’s a new opportunity for employers to act before year-end to use a...
View ArticlePet Insurance
One bright result from the Covid 19 shelter-in-place orders this past spring was that animal shelters were emptied by rescuers seeking companionship. Hopefully, it all worked out well for the pets and...
View ArticleStimulus Check – Last Chance: Oct 15th
The IRS is reaching out to approximately 9 million Americans who deserved a stimulus check but didn’t receive one, likely because they earn too little to have filed a tax return, and are not on other...
View ArticleFAFSA Again!
While college students and their parents are still trying to get through this horrendous year, it’s time to look forward to next year. That means re-applying for financial aid for 2020-2021. And for...
View ArticleNo One Wants Your Stuff!
No one wants your stuff! That’s the inescapable conclusion that aging baby boomers are facing as they plan to downsize by selling the family home. Suddenly the treasures of a lifetime have become an...
View ArticleCongress Works For US! Contact them — Both parties
Ultimately, as James Carville so clearly said nearly three decades ago, it’s all about the economy. And while the politicians don’t seem to care much about the economy, despite the upcoming election,...
View ArticleOpen Enrollment Medicare
Millions of seniors on Medicare have some important decisions to make during the Medicare Open Enrollment period that started on October 15th and continues through December 7th. Lately, that process is...
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